5nance Blog - Financial planning and Wealth Management
July
18
2018
Multiply Your Surplus Savings with Liquid Funds - Here's how

A lot of us let our money sit idle in the savings account. Well, if it were the 90s, I wouldn’t mind doing it myself but not anymore. We are now in an era of lucrative investment options. The options that can easily replace the boring and conventional savings account and can earn you better inflation-adjusted returns.

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June
19
2018
Which are the best mutual funds for me?

Social Media Forums are buzzing with Mutual Funds enthusiasm. Investors are trying their best to keep abreast with the developments in the investment.

Among all the things that they are interested to know, one question has been trending for a while.

“Which is the best mutual fund for me”?

The answer to this question would depend on a number of factors that are unique to an investor and that is why it cannot be replicated. What serves ‘best’ for me can turn out to be an inappropriate choice for you. Best is subjective. 

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May
17
2018
Avoid putting all our eggs in one basket by Diversification

The roadside bhaiya selling sunglasses and umbrellas around my street lives by this lesson fully. On surface, he sells seemingly unrelated products but a closer look at his business sense makes me wonder. He knows that when it’s raining, it is easier to sell umbrellas and on a sunny day, customers demand sunglasses. With both items to sell, his product line is varied enough to reduce the risk of losing money during any season. Smart, isn’t it?

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April
23
2018
Do you Really Need a Credit Card?

That’s the question my friend Tina throws at everyone who believes in this plastic money.

Sadly, no one has been able to persuade her to get one. In fact, her ignorance is often criticized and she is mocked for belonging to the last century where nothing could beat good old cash.

Things changed when Tina faced a crisis recently because she did not have enough cash in her account. She had to call me from miles away to take care of this task for her. Guess what? I used my credit card to make the payment and it worked perfectly.  This was the start of a new day for her. She started to look at plastic money differently and seriously wanted to know what she was missing on by not having a credit card. Here’s what!

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March
22
2018
Should I stop SIP when the market is going down?

“Do not let the market fluctuations affect you. Do not stop your SIP”, suggested Rohan.

To which Rahul countered, “There is no value left in the market and returns look low. I think the best way would be to stop the SIP for now and resume when the market corrects.”

Rahul turned a deaf ear to Rohan’s advice and discontinued his SIP during the market crash in November 2008. On the other hand, Rohan continued his investment, keeping himself unaffected by the market movements. This is what their returns look like.

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As a personal budget software, we take care of user’s money management needs such as budgeting, expenses tracking and savings optimization. You can expect comprehensive financial planning and best investment recommendations from our investor friendly portal. We provide real time portfolio tracking and put out timely alerts and research calls to optimize returns on their investments. Online automated advisory and services offered by us is absolutely free of cost. Users can make investment through our portal without incurring any expenditure.
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Innovage Fintech Private Limited is registered with Association of Mutual Funds in India (AMFI) as a mutual fund distributor having ARN no. 87155 and is also holding a valid Corporate Agent (CA) registration with Insurance Regulatory and Development Authority of India (IRDAI) registration no. CA0339. Any recommendation provided by Innovage Fintech Private Limited to the customers on mutual funds is incidental to its primary activity. For products other than mutual fund, no recommendation is provided in any form by Innovage Fintech Private Limited.
Advisory Services on 5nance.com is provided by Innovage Investment Advisers Private Limited, a SEBI registered Investment Adviser having registration no. INA 000003809 (Valid from 13th Nov 2015 - Perpetual). BASL membership no 1462
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  • Type of Registration (Individual or Non-Individual) Non-Individual
  • Contact details of the Principal Officer Principal Officer - Chintan Vora Tel : +91-8048131677 E-mail : chintan@5nance.com
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;
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