Why pay more when you can pay less? A home loan balance transfer can help you grab better deals; you might have missed initially.
Have you ever bought something for a price only to find out you could have gotten it cheaper at another shop? It sucks but you get over it. After all, it is only a few bucks costlier and the fact that you got what you wanted matters more. But this kind of thing is hard to shrug off when it comes to bigger expenses such as home loans!