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Short-term loans for short-term credit requirements.

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Short Term Loan Short Term Loan

Who Can Apply for a Short-Term Loan?

Here are the varied kinds of people who may apply for a Short-Term Loan.

Salaried Employees

Salaried Employees

Individuals who require instant cash and cannot wait till the time that their salary is processed.

Quick Money

Quick Money

Somebody that requires money fast to satisfy unexpected financial obligations with ease.

Credit Score

Ones looking to build credit score

A short-term loan could act as a credit builder for applicants with a low credit score.

Getting a loan was never this easy

Even a first-time applicant can get a short-term loan swiftly approved.

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Instant Loans

Take care of instant financial obligations with a short-term loan starting from Rs. 5,000.

First-time loan applicant

Never taken a loan previously? No worries! Users who are new to credit can also apply.

Speedy Approval

Get quick loan approval. The loan amount gets disbursed in just a few hours.

Paperless Process

Follow a seamless process and upload relevant documents on the app to save time and energy.

How It Works?

It takes 3 simple steps to apply for a loan. Digital and paperless process give you the much-needed edge!

Enter Basic Details

Enter Basic Details

Check your eligibility instantly by entering personal details.

Select Offers

Select Offers

Select the best-suited offer from multiple short-term loan options that’re available.



To apply, upload recent salary slips, bank statements, and other documents.


Everything one needs to know about getting a short-term loan, find out here.

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What is the eligibility criteria for a short-term loan?

Any salaried individual with a monthly income that’s more than Rs. 15,000 can apply for a short-term loan online. Just provide the basic details required to check eligibility instantly.

The final loan amount to be sanctioned is decided on the basis of social score, alternate data and factors.

These are the documents that’re needed:

  • PAN Card
  • Current Address Proof
  • Pay slip for the last 3 months
  • Bank statement of salary account for the last 6 months

Please note that additional documents might be requested if necessary during credit checks.

Yes, because a short-term loan can be used to improve a borrower’s credit score. Social score, alternate factors along with credit score are considered for a short-term loan. These include habits that determine a borrower’s credibility across social platforms like LinkedIn, Facebook, customer’s spending patterns, financial behavior, address, demographics etc.

The minimum salary is approximately Rs. 15,000. In certain cases, it could increase to about Rs. 18,000.

Yes. A Credit Score is one of the factors that is used to determine your eligibility. A less-than-perfect credit score could work for a borrower as there are other factors that’re considered. These comprise the customer’s social score and alternate data. Weightage given to these in considering short-term loan eligibility is much higher.

Ideally, repayment towards a short-term loan can be done within 1 to 6 months’ time depending on the provider.

Great things customers are saying!

Here is what our customers have to say about us and our services.

Quick loans!

I really needed money on an urgent basis. Found your company listed on Google. I liked that you’re really quick. Arif was too good at his work and follow-ups. Good luck, keep growing.

Prasad Rai, Mumbai

Appreciate quick solutions!

Co-operative staff

The staff is very co-operative, especially Pratiskha who guided me to get the loan on the same day. Thanks to 5nance.

Dev Das, Kolkata

Co-operative staff

Personalized loan worked for me!

The personalized loan option really worked for me. I got to choose the lowest EMI that I could repay with ease.

Akanksha Mishra, Mumbai

Personalized loan worked for me!

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Innovage is not responsible for the accuracy or reliability of any information displayed about the loan products as the same is received from the respective loan providers.

Further Innovage accepts no liability whatsoever for any loss or damages of any kind including but not limited to, direct, indirect, incidental, equitable and/or consequential damages suffered by the user arising from availing the loan product.