We all love Diwali, and why is that so? In India, Diwali is that time of the year when everyone lets themselves loose. Family times, Shopping, Food, Sweets, Adventure, Holidaying – you name it, all of it happens during Diwali. It is the auspicious time, it’s the time of prosperity, the time when you give back and enjoy endlessly with your family. You work hard all year, and this is one time, you go out and enjoy. Everyone enjoys.
So what is the significance it holds in our Financial Life? Does it hold any importance at all? Where do finances come into the picture when you are out to spend and enjoy without much bother?
Diwali symbolizes all the good times you can have. It reminds you how much life can have in store for you. The good times come in abundance during Diwali.
So how about making it a lifelong Diwali for you and your family? Why confine the fun only to the 5 days of Diwali? When people prosper, get a lottery etc. it is symbolically called as ‘apni toh Diwali ho gayi’. Won’t we like to make every day of life like the Diwali times for all of our loved ones?
Make your life an everyday Diwali!!
In this competitive and inflationary time when expenses are always increasing, how does one manage to do this? This is done by Planning Ahead, much ahead of your time to be in control of your financial destiny.
Do not just plan for your needs, plan for your wants too. If you aspire to live a lifelong Diwali, your wants are as important as your needs. You always plan for your needs such as – Buying a House, Children’s Education, Children’s Marriage, Retirement and so on. This Diwali plan for your wants, and plan it big. Plan for your –
- Multiple Vacations every year for your family
- Family outing every weekend. Dinners, Getaways, Shopping etc.
- Dream Car
- Your Weekend House
- Your International holidays every year
- The Luxurious life for your family - you define the luxury
- Your Ideal Home
Throughout the year, one keeps planning for their needs. Make this Diwali the ideal time to start planning for your wants and aspirations, as well. Time is no one’s friend; the ideal time is now. So this Diwali, do something different, identify some of your wants, and take that first step to plan for your wants. Let the rest of the year be for planning your needs because they’re never going to cease. Make Diwali the ideal time to plan atleast 1 of your desires, if not more. Make this a habit to implement every Diwali and have a more prosperous time with your family in the future. For those who would have done this in the past, they would be enjoying those goals now. It’s still not late, you can start with one now.
Often we keep postponing, procrastinating and delaying plans for our wants, as our needs override the wants. They are important, however for a fulfilling and better quality of life, the cost shouldn’t be the determining criterion. It’s the intent which is followed by immediate action that’s important. The cost of your want may be Rs. 2 Crs, but you want start planning for it with a beginner’s amount of 5000. Smartly stepping towards your aspirations will fulfil your them. As Diwali brings a lot of positivity, make the right move towards fulfilling your wants.
Break the stronghold of inertia. Stop sharing limitless excuses like insufficient finances. Just go for it!
Prioritize wants as much as you do your needs. Transform this season into a life-altering Diwali for your loved ones and you.
Think Diwali and Happiness. Think Wants and Growth. Think 5nance.
Get started with planning for your wants, this Dhanteras! Know how to start small and still reach there. Reach out to us @ firstname.lastname@example.org or +91-22-67136713.