Only 13% of Indian Women Invest: Time to Change the Narrative

As Women’s Day (8th March) is just around the corner, we’d like to shed light on how aware women are when it comes to investing in the stock market. 

According to a 2022 study by ET Money, only 13% of women in India actively invest in financial assets. 

It appears that women in India are unable to trust market-based investments, as only 14% Invest in Mutual Funds and just 10% of women in stocks. 

We recently conducted a survey to learn about Financial Literacy of women in India. The survey gave us insights into the financial mindset of women. We discovered that 72% of women are still dependent on their male counterparts to make financial decisions for them, while 18% are taking baby steps to become financially independent. 

As per the survey report, only 12% of Indian women are well-versed in making regular investments in the stock market. It’s a shame! Out of the 10%, only 2-3% of women have been investing since the past 5-6 years. Sad but true.

Most women find it difficult to invest by themselves and believe they can do better with assistance. So, few of them have taken up investing with the help of friends, family, and expert financial advisors. 

What’s more disappointing is that 5% of women are not at all interested in learning about Investing in the Stock Market. 

One key aspect stands out in the journey towards a more inclusive and equitable society — women have historically faced challenges in accessing and managing financial resources.

Therefore, we need to make efforts to help women understand the benefits of investing, especially because we are now treading the path to becoming a self-dependent nation. Let us make it our responsibility to help them break out of their conservative shells. 

Financial literacy serves as a powerful tool for breaking down traditional barriers that have limited the involvement of women in financial decision-making.

The idea is to impart essential financial knowledge and empower women to actively participate in shaping their economic destinies.

Let’s wish more and more women realize the importance of investing and take their first step towards financial independence.

Innovage Investment Advisers Private Limited

Registered address: A 703/704, Eureka Towers, Mind Space, Malad (West), Mumbai - 400064. 

SEBI registered Investment Adviser having registration no. INA 000003809 (Valid from 13th Nov 2015 - Perpetual). AMFI Distributor Number: ARN No. 87155. (IRDAI) registration no. CA0339

Mutual Fund investments are subject to market risks, read all scheme related documents carefully before investing.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.